MMPB-003 · December 2025 · English
IGNOU MMPB-003 December 2025 Previous Year Question Paper
INFORMATION TECHNOLOGY AND DIGITAL BANKING
Structured previous year question paper for MMPB-003, December 2025 session.
Max marks: 100 · Questions: 8
Verified: 11 Sept 2026
MASTER OF BUSINESS
ADMINISTRATION
(BANKING AND FINANCE)
(MBF)
Term-End Examination
December, 2025
MMPB-003 : INFORMATION TECHNOLOGY
AND DIGITAL BANKING
Time : 3 Hours Maximum Marks : 100
Note : Attempt any five questions. All questions
carry equal marks.
Q1.What are the major features of a core banking solution ? Explain in detail.
Q2.What are the various channels through which a bank reaches its customers who are not with the bank/branch ? 20 [ 2 ]
Q3.What are the benefits of implementing multiple platforms under Payment Systems ? What are the pr ovisions under which these Payment Systems work ?
Q4.What are the risk mitigation measures to be taken up by banks to arrest cyber threats ?
Q5.What are the tools available to banks for leveraging access to data ? Give details of any two which have improved information systems.
Q6.What are the new emerging technologies in banking ? Give details of any two with probable impact on present day banking.
Q7.What are the precautions to be taken by banks and customers in operating digital payments ? What are the protective layers and resource available, including the Banking Ombudsman Scheme ?
Q8.Write short notes on any four of the following : 4×5=20
(a) Artificial Intelligence
(b) BHIM
(c) Payment and Settlement Systems Act, 2007
(d) Data Centre
(e) SFMS
(f) Load Balancing